Makal Business Voice

Amid the current climate of uncertainty and falling markets, there seems to be time to venture into high risk, or make too diversified portfolio. Given this situation it is more appropriate to play it safe, the calculated risk, because our capital is our heritage, and do not want to play with it lightly.

The best strategy for a small investor is to take advantage of passive war which is immersed in the Spanish banking today, choosing between safe products that we generate a profit margin above inflation.

Unpaid accounts, is one of the most suitable products in this segment. Paid accounts are also known as high-paying accounts. This account earns interest over 2%.

The high interest checking accounts allow savings to have the absolute liquidity in the time required, without it therefore generates penalties or fees. Furthermore, the degree of product loyalty or associates who have to hire it, is minimal.

Unpaid accounts to generate an average of 1.5 % more in interest than those produced by a traditional account, providing some performance benefits as well as the return of a proportion of direct debits.